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Compare Van Insurance for Big Savings

Van Insurance doesn’t need to be complicated. We take the stress out of searching for the best deal. Compare Van insurance Quotes with vancompare.com today and you could save up to £300*

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Why compare van insurance?

Any Van driver will probably already be aware that Van insurance can often cost quite a bit more than car insurance. This is usually down to the fact that most Vans have larger, more powerful engines and also weigh more than the typical car. These are two key factors that can push a Van into a higher, more expensive insurance group.

What’s more, a large majority of the 4 million Vans on UK roads are being used for commercial purposes. This means that they are spending more time on the road and clocking up more miles than the average car. As this creates a higher risk of being involved in an accident, it will also create a higher insurance premium.

Van insurance is an ever-changing industry. A company that was once cheap, may not be come renewal time. Insurance companies need to vary their client base to help spread risk and therefore their criteria from one year to the next might change or shift focus to a new demographic.

It’s now more important than ever to Compare Van Insurance and shop around for the best deals Don’t settle for your existing companies’ renewal quote. By using Vancompare.com, you can quickly compare quotes from the UK’s leading providers to find an affordable, low-cost quotation that saves you money.

What details do I Need to get comparison quotes?

In order to compare Van insurance online, you’re going to need a few details to hand. You’ll need the details of the Vehicle you're looking to insure, details of any claims or convictions since your last renewal and the details of your existing policy and no claims bonus (if any).

  • Vehicle Details

    Normally, a Vehicle's information can be found in the V5 registration document. Having this to hand will give you all the necessary details about the Van such as Make, Model, Age, Registration Number, Wheelbase, and any modifications.

  • Personal Information

    You will need to fill out your personal details on our smart form. We’ll need basic info such as your name, address and contact details as well as details of your driving history including how long you have held your licence and if you have any claims, penalty points or driving convictions.

  • Previous Policy Details

    If you have had Van insurance previously, having the policy details to hand will give you the information needed about your no-claims bonus, your last insurance premium, and any extras you had included. This can help when making like-for-like comparisons with new quotes.

What are my options for Van insurance?

Just like car insurance, Van insurance has 3 main levels of cover: Third Party Only, Third Party Fire & Theft (TPFT) and Fully Comprehensive. Which level of cover you choose, and which one is best suited to your circumstances is going to depend on your individual requirements, what you do for a job and how far your budget will stretch.

  • Third Party Only

    This is the most basic of policies and the minimum amount of insurance cover required by UK law. Third Party Only cover allows you to drive legally on the roads in the UK and will cover everyone except you in the event of an accident. That means that if you have an accident that’s your fault, Third Party Only insurance will not cover the cost of repairs to your Van or damage to tools, cargo, or other personal effects. You’re also not covered in the event your Van is stolen or subject to fire. If you use your Van for business, Third Party Only insurance is not recommended. You could be left off the road, out of pocket and unable to work in the event the worst happens.

  • Third Party, Fire & Theft

    This type of policy is the same as the above but with the additional level of cover to ensure you're protected against theft and against damages caused by fire.

  • Fully Comprehensive

    A comprehensive policy means you’re covered, regardless of the circumstances or who is at fault. It’s the maximum level of cover offered by leading insurance companies and also the most popular among commercial Van drivers and business owners. Comprehensive Van insurance has you covered for both of the above plus the added benefit of repairing or replacing your vehicle in the event of an accident.

Can I purchase extras?

Yes. Many insurance companies will offer extra services or additional levels of protection for an added premium. For Van drivers in a commercial setting, insuring against tool theft is a must as is protecting your cargo against loss, damage, or theft if you courier for a living. In addition, if you are going to be towing a trailer, you’ll need to consider a separate addon that covers that too.

Other additional extras for Van insurance may also include breakdown cover, public liability cover and employer’s liability add-ons as well as additional legal assistance cover and no claims bonus protection. You’ll be able to compare, add and remove extras while using the Vancompare.com online comparison tool.

When is the best time to Compare Van Insurance?

It’s advisable to start your search for a better deal early. Start looking to compare Van insurance quotes 3 – 4 weeks before your renewal is due. It’s been widely reported that insurance companies are likely to give a better deal when they know you still have time to shop around.

How much can I save?

How much you can save when comparing Van insurance will largely depend on your individual circumstances and whether you have had any claims or convictions against you since your last renewal.

One thing for sure is that shopping around does save you money. Comparing different policies with different providers will lead to overall cost savings and better deals. On average, users of Vancompare.com saved £114* on their Van insurance premium renewal.

Why choose Vancompare.com?

Vancompare.com lets you quickly compare Van insurance from a range of the UK’s top providers. Unlike other websites, using our smart forms is fast, hassle-free and completed in minutes.

Using our platform, you will get instant access to a panel of 20 specialist leading insurance brokers and underwriting partners ensuring that you get the best deals from the UK market. Comparing quotes with us takes the stress out of buying insurance.

Furthermore, we boast an unrivalled support network with a dedicated UK-based call centre to help guide you through the minefield of options and extras. With expert advice on hand when you need it most, we’re confident you’ll find the right Van insurance policy to meet your needs.

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